Uncle Sam sucks!

We got some baaaaad news in the mail today from our mortgage company.

Apparently New Haven taxes went up this year and we don't have enough in escrow... We're like $6300 short!!!! The paper says that if we pay the $6300 by June 1st then our mortgage payment go up to $1800 (it's $1500 now). If we don't pay the $6300 by June 1st then our payments go up to $2360!!!!!!!!!!!!!!!!!!!!! OMG!!!

Where the hell do they think we're going to get 6300 bucks at in less then 2 months? And where the hell do they think we're going to get an extra 800 bucks a month?!!? This is so frikkin ridiculous.

I don't know what we're going to do.

Paul is thinking about borrowing on his 401k, but I really hate for him to do that because he worries about retirement so much (that is his biggest stressor). He said he could borrow on it and then just increase the payments toward is by $50 a paycheck and be back up to the amount it is now in now time... I still don't like the idea of him having to do that though.

I said I could go back to work, but then we would have to pay for childcare and my paycheck woulnd't even cover child care! LOL I said I could work nights and Paul would have to get up with Coop at night and I would just have to stay up with him during the day... Meaning neither of us would ever sleep again... So that idea is out.

The lease on Paul's car is up in Nov. and we're talking about not getting another car for a lil while... just to save a little money. We would be saving $400 a month on the lease alone, and then save on less insurance... But that's not until Novemeber.

We're currently in the process of trying to refinance. If that works out then we may be okay... Ya know the mortgage would go down, but taxes being so high it would really stay the same it is now... If that makes any sense to anyone. We won't know about that for a couple of weeks though, Paul just gave Brian the paper work for refinancing a few days ago. Hopefully that works out and everything will pretty much stay the same...

We've gone through the house thinking of things to sell... Let's see there the cat - no, they would bring him back or we'd have to pay them! The dog... They'd bring her back too. Cooper... Nope he's priceless LOL.

We could just do like that dude in Englad did a couple of years ago and sell everything we own on Ebay, right down to his last pair of underwear.

Paul just said "Maybe we can do something illegal. What could we do illegal that's easy, fast money, and not much of a chance getting caught." Okay to all officers of the law that just read that, he's JOKING! LOL We're not going to do anything illegal.

Now that I've ranted about that it's time to go feed Cooper...

Please send all checks to our house!!! Direct deposit is better!! Thank you! lol

xoxoxo

Amanda